Start wherever you are. Really.
No jargon, no lectures, no assuming you already know things. These are the everyday money and adulting skills most people were never taught — written to be read in a few minutes each.
A free login is required to open the lessons — it's how we save your progress so you can pick up where you left off.
Full beginner course · 15 lessons
Banking & Credit: Start From the Beginning
Fifteen short lessons that start at "what is a bank?" and end with reading a credit report. Written for anyone who was never taught this, with plain English, small real-life numbers and no lectures.
Open the courseFull beginner course · 15 lessons
First Job & Paychecks: Start From the Beginning
Fifteen short lessons that start before your first application and end with your first tax return. Job postings, pay stubs, taxes and what to do with the money — in plain English, with no prior knowledge assumed.
Open the courseFull beginner course · 18 lessons
Saving & Budgeting: Make Your Money Work for You
Eighteen short lessons that start with "where does my money actually go?" and end with a routine you can keep. Spending money isn't treated as a failure here — the goal is understanding your money, preparing for what's coming, and spending on purpose.
Open the courseFull beginner course · 20 lessons
Taxes Made Simple: What Is All This Stuff?
Twenty short lessons that turn taxes from a wall of jargon into something you can read. What taxes are, what each form means, how filing actually works, the situations most young adults hit first, and how to spot scams and find help you can trust. Educational only — for your own numbers, official IRS tools and qualified professionals are the right place.
Open the coursePick a topic
Every topic is a small set of short lessons. Read one, or read them in order.
Free login required. Sign in to open lessons and save your progress as you go.
Sign in or sign upBanking & Credit
Bank accounts, cards, credit scores and how to use credit without getting stuck.
9 lessonsFirst Job & Paychecks
Getting hired, getting paid, and understanding what comes out of your check.
8 lessonsSaving & Budgeting
A budget you'll actually keep, plus painless ways to save.
7 lessonsRenting Your First Apartment
From application to move-in day, and the red flags to watch for.
10 lessonsCollege & Student Money
Paying for school with as little borrowed money as possible.
6 lessonsInvesting & Retirement Basics
How money can grow over time, in beginner language.
7 lessonsInsurance Basics
What you're actually buying when you pay for insurance.
7 lessonsTaxes Made Simple
No jargon: what's taken out, what you file, and when.
6 lessonsEveryday Adulting
The small admin skills nobody sits you down to teach.
7 lessonsJust need one word explained?
Quick, plain answers to the terms that come up constantly. Nobody is born knowing these.
Suggested learning paths
Ideas for what's useful to learn around a certain stage of life. These are suggestions, not requirements — there's no schedule you're behind on.
Just Starting Out
No age range, no pressure. A short path through the things that help most people first.
Ages 13–15Money Foundations
Suggested learning path for building comfort with money before your first job.
Ages 16–18Getting Started
Suggested learning path for a first job, first paycheck and first look at credit.
Ages 18–22Becoming Independent
Suggested learning path for living on your own and planning further ahead.